Minnesota Tax Sale Laws — Investor Guide

The government transfers the deed directly to the winning bidder at auction.

Redemption Period

No redemption period

Max Interest Rate

N/A

IRS Lien Survives

Foreclosure Required

Quiet Title Required

Not typically required

Counties Covered

87 counties

How Tax Sales Work in Minnesota

Minnesota uses a tax forfeiture process. After 3 years of delinquency the property forfeits to the state and is managed by the county. The county then auctions forfeited parcels — typically through a public auction or sealed bid process. The winning bidder receives a state tax deed. Most liens are extinguished at forfeiture. IRS liens survive only if the IRS was not properly notified.

Quick Due Diligence Checklist for Minnesota

Verify property is still on the auction list within 48 hours of sale (redemptions happen until the last minute)

Check for federal IRS liens — they do not survive the tax sale in Minnesota

Search for HOA liens and municipal code violations — these may survive in some counties

Budget for foreclosure costs — required in Minnesota to convert a lien to deed

Budget for quiet title action — required in Minnesota before title insurance will issue

Drive the property or use street view to confirm structure exists and is accessible

Verify assessed value vs. back taxes owed — if taxes exceed assessed value, it may be a junk property

Source: Minn. Stat. §281.01 et seq. · Verified: January 2025 · Always verify current laws directly with the Minnesota state statutes and your county treasurer. This is not legal or investment advice.

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